- A 360° Walk through to Credit Officials towards having a healthy credit portfolio - Appraisal / Financing of 1) Fund Based – Working capital / Term loan / Project finance 2) Non fund Based – LCs, BGs & Derivatives 3)Trade Finance – Bill Finance, Import & Export Finance, ECBs, etc. - Decision making Processes & Product delivery in credit. - Balance Sheet, Profit & Loss & Cashflow / Fund flow items – from Banking, Accounting, Statutory & Management perspectives - Analysis of Financial statements – A pragmatic approach - Forecasting & Cash budgeting illustrations - Risk Management - Credit, Operational, Market & Country risks & their handling. - Lucid explanations on Window Dressing and Early Warning Signals. - Overview on Retail & MSME credit, Digital lending & credit to Priority Sector. - Relevant RBI Directives, provisions of Companies Act 2013, with Amendments. - Situation analysis, certain legal scenario and Instructive case laws.